Financing
Financing programs
Corin Commercial arranges commercial real estate loans as a licensed California real estate broker. Each page below explains one program: how it works, the figures lenders use, what slows a file down, and which alternatives to compare.
Senior living
HUD, SBA, bridge and bank options for senior living owners.
- HUD Section 232FHA-insured, long-term, non-recourse debt for licensed healthcare real estate.
- HUD 232/223(f) refinanceRefinance or acquire an existing, stabilized senior housing facility with HUD-insured fixed-rate debt.
- Bridge-to-HUDShort-term floating debt to stabilize a facility before a HUD 232/223(f) takeout.
- Assisted livingCompare HUD, SBA, bank and bridge options for assisted living communities.
- California RCFEFinancing a California residential care facility for the elderly under Title 22.
- Memory careLoans for memory care and dementia care communities.
- Skilled nursingHUD 232, bridge and bank options for skilled nursing facilities.
Hotels
SBA, CMBS and bridge options for hotel owners and buyers.
- SBA 504 hotel loansBank first lien plus a 25-year fixed CDC debenture for owner-operated hotels.
- SBA 7(a) + 504 hotel stackA combined 7(a) and 504 structure for larger hotel projects.
- Hotel CMBSFixed-rate, non-recourse conduit debt for stabilized hotels.
- PIP bridgeFloating, interest-only debt to complete a franchise renovation before a permanent takeout.
- Hotel to senior living conversionAcquisition and conversion bridge for turning a hotel into licensed senior living.
Multifamily
HUD, agency, bridge and DSCR options for apartment owners.
- HUD 221(d)(4)Non-recourse construction-to-permanent debt for new or substantially rehabilitated apartments.
- HUD 223(f) multifamilyLong-term, fixed-rate, non-recourse refinance for existing apartment communities.
- HUD 223(a)(7)Streamlined refinance of an existing HUD-insured multifamily loan.
- Fannie Mae multifamilyFixed-rate, non-recourse agency loans for stabilized apartment communities.
- Freddie Mac multifamilyFixed-rate, non-recourse agency loans from Freddie Mac's lender network.
- Multifamily bridgeFloating, interest-only debt for value-add apartment business plans.
- DSCR investor loansRental property loans underwritten on the property's debt service coverage.
Construction
Bank, debt fund, HUD and C-PACE options for construction projects.
Hard money and bridge
Short-term, asset-based private loans for speed and flexibility.
Talk through your deal with an advisor
Send the basics and a licensed Corin advisor reviews which programs and lenders may fit, or size the loan yourself first.